Fire and General Accident Department at Burgan Takaful Insurance Company seeks to provide the best insurance programs for individuals and Companies by carefully studying the activity of the participants and which suits to face all the challenges and risks which they may be exposed to the Contributor is the main focus of the programs, which are according to the Islamic Provisions.
1- Burglary Insurance
A burglary insurance coverage covers loss or damage to the insured properties resulting from a break-in or armed robbery that involved the use of force, violence, or coercion.
2- Loss of Profit / Consequential loss Insurance
The typical Fire Policy or the Property All Risk Policy only covers the material damage exposure, but a loss can negatively affect your works and result in a loss of profit (Net Profit - Salaries - Rents). As a result, the loss of profit/ Consequential Loss Policy ensures compensation against the loss caused by the cessation of works for a predetermined period of time.
3- Fidelity Guarantee Insurance
The Fidelity Guarantee insurance policy offers insurance coverage for any loss or damage to the insured party’s funds or property as a result of forgery, theft, or fraudulent substitution by any employee specified in the insurance policy is covered by the fidelity guarantee insurance policy.
4- Money (Funds) Insurance
The Policy of Funds Insurance is concerned with the coverage of loss or damage to Funds, which include (money, cheques, mail transfers, financial stock), while they are being transported from or to the Company or while they are maintained at the Safes of the Insured. The policy may allow for the addition of safes or ATMs.
5- Glass insurance
Under the Glass insurance Policy, the subscriber shall be compensated against the breaking of glass panels as defined in the policy schedule, by the payment of an amount equals to the value of the broken glass on the basis of the price at the time of breaking and at maximum value as defined in the schedule.
6- Insurance against Computer Crimes and electronic Fraudulence
Includes the following covers:
• Internal and external Crimes
• Loss of valuable objects
• Computer damage