A- Comprehensive Insurance Policy:
The Comprehensive Vehicle Insurance Policy provides coverage for the loss or damage to the insured vehicle as a result of a traffic accident within the following insurance cover:
• Loss or damage resulting from a collision or overturning in which the participant (the insured) is not involved.• Loss or damage resulting from fire, explosion, burglary or total theft.
• Damage resulting from the fault of others and not the result of breach of trust and placement.
B- Third Party Liability Insurance Policy:
Third Party Liability Insurance Policy is compulsory by Law as stipulated in the Legislative Decree # 3 of 1987. It provides insurance coverage for an unlimited amount that you as the owner of the motor vehicle may be legally liable for in respect of:
• Death or injury to any person including all passengers in the vehicles (except the owner, the spouse, the children of the owner, and the parents as they are not considered third party).
• Property damage (except those owned by the owner at the time of accident or property that has been entrusted to the owner or is in the custody or control of the owner).
• Additional coverage can be requested to compensate and cover the owner of the vehicle, his wife, parents and children if suffered an injury or death during the accident.
Additional Features:
• Roadside assistance services 24 hour 7 days a week.
C- Driver’s License Insurance Policy:
Driver’s license Insurance Policy is dedicated to cover the drivers of any vehicle which are not obligated by law to obtain the compulsory third party insurance declared in the Legislative Decree no. 3 of 1987 (ex. Police car, ambulance). It will provide coverage against any third-party liability caused by the driver in an accidental loss or damage.
D- Personal Liability Insurance Policy (Waving of Subrogation):
Personal Liability Insurance Policy covers the insured personal liability by waving the right of subrogation for the company mentioned in the article 75 of the resolution No. 81 of 1976, against the negligence of the insured in case of traffic accident caused by major offense (Ex. Driving on the opposite direction, high speed, bypassing the traffic light, driving without license, or driving under the influence).
E- Vehicle Total Loss Insurance Policy:
Vehicle Total Loss Insurance Policy provides insurance cover for the participant as compensation for the value of his vehicle in case the insured vehicle was damaged in a traffic accident and the estimation of the repair cost of the vehicle exceeded 75% of the value of the insurance vehicle therefore considered total loss.
F- Orange Card Insurance Policy:
Orange Card Insurance Policy provide coverage against damage that may cause by the insured to third party while crossing the Arab countries participating in the card agreement related to the standard third-party insurance and approved by the General Secretariat of the General Union of Arab Insurance.